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301 Hidden Cove Crossover, Hayesville, NC 28904

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For Sale

$1,600,000

4 beds • 4 baths • 1 half baths

Estimated Payment

$ 8,311 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 2004
    Year built

  • Detached Garage
    Garage Description

Explore this Property

This stunning lakefront home exudes craftsmanship & attention to detail with a harmonious blend of rustic charm & modern amenities. From the moment one enters & experiences the soaring timber frame & vaulted ceilings with mountain laurel railings, there's an unmistakable sense of quality & craftsmanship. The heart pine flooring sets a warm, inviting tone that carries throughout the home. The 2021 renovated kitchen is a chef's dream, featuring volcanic limestone floors, top-of-the-line appliances, leathered granite countertops & ample storage with a sizable pantry. This open-concept area is perfect for entertaining or quiet meals at home, all while enjoying stylish touches like inset cabinets and a large dining space. The private spaces are equally remarkable, from the primary suite with historic beams & a chic bath, to the guest rooms with an additional game loft, offering versatility for residents and visitors alike. The terrace level promises comfort and leisure with its cozy second fireplace, reclaimed wood accents from the 1940s, a wet bar, and the convenience of a Jack & Jill guest suite. Total this home offers 4 bedrooms & 1 bonus room. Outdoor living is paramount, with slate porches & a grill deck where views can be enhanced with some tree trimming. The property's lakefront access with its firepit patio, covered double slip dock, and swim platform accentuates the allure of life by the water. The sense of community is palpable in this quiet cove location, noted for its friendly atmosphere & easy access to larger water bodies. Extras like the two-car garage with a potential apartment above offer possibilities for guests or additional living space.
MLS# 401098

Listed By CENTURY 21 Black Bear Realty

Property Features

  • Appliances
    Dishwasher, Dryer, Garbage Disposal, Microwave, Range / Oven, Refrigerator, Washer
  • Cooling
    Central A/C
  • Exterior
    Dock
  • Garage Description
    Detached Garage
  • General
    Ceiling Fan(s)
  • Heating - Fuel Type
    Wood
  • Heating Type
    Heat Pump, Other
  • Location
    Waterfront
  • Lot Size
    0.54 Acres
  • Roof
    Composition Shingle
  • Style
    Craftsman
  • Views
    Mountain, Lake & Stream

Map and Directions

Directions to 301 Hidden Cove Crossover, Hayesville, NC 28904

Home seller Meet the Agent,
Rick Andrews

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Rick Andrews

of CENTURY 21 Black Bear Realty

(706) 896-8633
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $8,311
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $8,311

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Local area information for Hayesville, NC 28904

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Hayesville, NC 28904

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

81° July
Hottest Average Month
25° January
Coldest Average Month
4,264 Total Households in Area
6% Increase in population since the year 2010
21.3%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Hayesville, NC 28904

Hayesville, NC 28904 has a population of 9,439 people in 4,264 households with a median age of 53.8 years old.

6%
Increase in population
since the year 2010
Population is Trending up
3,960
Total households as of 2010
4.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.8 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Hispanic 4%
Other 2%
Black <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 4%, Other at 2%, and Black at <1%.

Economics
for Hayesville, NC 28904

49 /sq mi
Population Density
$55,115 /yr
Median Household Income
$318,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.13% of the households.

Transportation to Work

  • Drive 90%
  • Walk or Bike 5%
  • Work from Home 4%
  • Public Transit 0%

Occupancy by Type

Owned 3,238 52%
Vacant 1,987 32%
Rented 1,026 16%

White vs Blue Collar Jobs







White Collar 75%
Blue Collar 25%

Family & Education Facts
for Hayesville, NC 28904

53.8 Median Age

Average Household Size

2.2
persons per
household

52.8%

Married Households

Community Population By Education

Some College 22%
High School Graduate 22%
Bachelors Degree 17%
Associates Degree 14%
Some High School 13%
Graduate Degree 12%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 22.21% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
21.3% of households have children

Weather
for Hayesville, NC 28904

The weather for this area ranges from a high of 81° F in July to a low of 25° F in January

81° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
47°
Feb
27°
49°
Mar
33°
57°
Apr
40°
65°
May
48°
72°
Jun
55°
78°
Jul
59°
81°
Aug
58°
80°
Sep
53°
75°
Oct
41°
67°
Nov
32°
57°
Dec
26°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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